If you’re poor you must be stupid. And no matter what you do, you’ll stay stupid and you’ll stay poor. IQ and wealth are directly correlated. Inherited wealth is usually retained through generations when base IQ is high. It is lost within 1-2 when it isn’t. And even when a high IQ individual is born into poverty, he reaches wealth in his lifetime - IQ and personal income are highly correlated. In other words, there are some dumb people who don’t deserve to be rich, but anyone who is poor deserves to be poor.